Secure and Reliable Solutions

King Joe Papa: Funding and Credit, Simplified

Two focused companies.

One mission: to get you the capital you need and the credit profile to back it up.

What I do

AICreditFunding.com

AICreditFunding.com helps founders and small businesses map a clean path to approvals and 0% APR runway. We combine bank-matching strategy with a straightforward application game plan so you stop guessing and start building.

YoYoCredit.com

YoYoCredit.com teaches real credit mechanics and gives you a practical rebuild plan. No hype. No magic letters. We handle ALL the steps that move your score and protect you from avoidable mistakes.

What Drives Us

Who I Help

Whether you’re building from scratch, managing growth, or repairing your financial foundation — I work with driven individuals and businesses to create clarity, stability, and access to the right funding solutions.

For Bootstrapped Founders

Bootstrapped founders who need breathing room to launch or scale.

For Startups & Local Businesses

Startups and local businesses that want predictable cash flow tools.

For Individualsy Step

Individuals who want a clean, durable credit file and a plan they understand.

WE DO IT ALL FOR YOU!

How It Works

Getting started is simple. Follow these quick steps and let our team handle everything from start to finish — so you can focus on growing your business.

01

Get Started at the Hub

Start at the hub HERE and choose Funding or Credit.

02

Quick Questionnaire

Complete a quick questionnaire.

03

Get Your Results

Someone from my team will reach out to you to walk you through the next steps.

How it works

Start at the hub HERE and choose Funding or Credit.

Complete a quick questionnaire.

Someone from my team will reach out to you to walk you through the next steps. WE DO IT ALL FOR YOU!

AICreditFunding.com in plain English

What you get: a mapped application sequence, a pre-app cleanup checklist, and support on reconsideration calls when needed. Our approach prioritizes limit growth, term value, and keeping your file healthy for the next round.

See if you qualify at aicreditfunding.com/apply

YoYoCredit.com in plain English

What you get: a 30-day rebuild plan, dispute decision logic, utilization strategy, and realistic timelines. You will know exactly what to do this week and what to stop doing.

Start your plan at yoyocredit.com/start

Testimonials

Why work with me

Clarity over noise. Education first. Playbooks you can repeat. Measured by approvals and durable score lifts, not vanity.

Proof and trust

All client names and personal information are private. Screenshots shown are redacted. Results vary based on your profile, timing, and execution. We never promise approvals or specific score increases.

About King Joe Papa

I build practical systems for funding and credit. My content lives on YouTube and short-form channels so you can learn fast and take action the same day.

Join with Us

Get started

Go  to the hub HERE and pick your path in under 60 seconds.